πŸ“ Nuagan, Khamar, Odisha 759118 πŸ›‘οΈ Authorized LIC Advisor: Sri Bhikari Charan Jena πŸ“ž Call Advisor: +91 832 779 3623
Official Life Insurance Corporation of India (LIC) Desk

ΰ¬œΰ­€ΰ¬¬ΰ¬¨ ସହି଀ ବି, ΰ¬œΰ­€ΰ¬¬ΰ¬¨ ΰ¬ͺΰ¬°ΰ­‡ ବି β€” LIC Life Insurance Hub

Protect your family's future, secure your child's higher education, and build guaranteed lifetime wealth with Sri Bhikari Charan Jena, your certified LIC advisor in Nuagan, Khamar, Odisha.

LIC Life Insurance Advisory Desk at Bhikari Jana Seva Kendra
Advisor Sri Bhikari Charan Jena
Sri Bhikari Charan Jena βœ” Certified LIC Life Advisor
INTERACTIVE PLANNING TOOL

LIC Policy & Maturity Returns Estimator

Choose your age, monthly savings, and preferred goal to see estimated coverage and maturity benefits in real time.

Estimated Policy Benefits

Estimated Sum Assured (Life Cover): β‚Ή5,00,000
Total Premium Invested: β‚Ή2,40,000
Tax Exemption: 100% Tax-Free
Est. Maturity Returns (with Bonus): β‚Ή7,85,000
TAILORED POLICY SOLUTIONS

Popular LIC Insurance Policies

Choose the policy plan that perfectly fits your family's aspirations and monthly budget.

TOP RATED
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Child Future & Higher Education Plans

Ensure that your children's medical, engineering, or higher education dreams and marriage funds remain 100% financially protected, even in any unfortunate life event.

  • βœ” Guaranteed Maturity Fund: Scheduled payouts timed precisely with college admissions.
  • βœ” Premium Waiver Benefit: All future premiums paid by LIC if parents are no longer around.
  • βœ” Tax Free Returns: Under Section 10(10D) & 80C exemptions.
Inquire for Your Child β†’
HIGH RETURNS
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Guaranteed Savings & Money Back Plans

Safe wealth accumulation combined with life cover. Pay premiums for a limited period and enjoy high sovereign-backed bonuses and recurring cashback.

  • βœ” Limited Premium Payment: Pay for 10 or 15 years, enjoy coverage for 21 or 25 years.
  • βœ” Periodic Cashback: Guaranteed survival benefits paid directly into your bank account.
  • βœ” Loan Facility: Instant low-interest loan available against policy value after 2 years.
Calculate Savings Plan β†’
MAX SECURITY
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Term Assurance & Pure Family Cover

Maximum financial safety net for breadwinners. Secure a life cover of β‚Ή25 Lakh to β‚Ή1 Crore+ for your family at extremely affordable monthly or annual premiums.

  • βœ” High Sum Assured: Up to β‚Ή1 Crore+ financial protection for your dependents.
  • βœ” Accidental & Disability Riders: Extra payout in case of accidental emergencies.
  • βœ” Low Premium Rates: Premium locked in from day 1 for the entire tenure.
Check Term Quotes β†’
PEACE OF MIND
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Retirement & Lifetime Guaranteed Pension

Live your golden years with complete financial independence and dignity. Single deposit or recurring savings providing guaranteed monthly income for life.

  • βœ” Lifelong Fixed Income: Monthly, quarterly, or yearly pension directly into bank.
  • βœ” Joint Life Pension: Pension continues for spouse after the primary policyholder.
  • βœ” Return of Purchase Price: 100% invested capital returned to nominees.
Plan Your Pension β†’

πŸ’³ Official LIC Premium Deposit Counter

No need to travel to distant LIC branch offices! Visit Bhikari Jana Seva Kendra in Nuagan, Khamar to pay your renewal premiums on time with instant official computerized receipts.

  • βœ” Official Computerized Stamped Receipt Generated on the Spot
  • βœ” Revival & Fine Calculation Assistance for Lapsed Policies
  • βœ” Address, Nominee & Bank Account (NEFT) Update Assistance
Confirm Premium Amount on WhatsApp
Bhikari Jana Seva Kendra Office
FAST & EASY ONBOARDING

Documents Required for New LIC Policy

Simple documentation checklist to bring when visiting our center.

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1. Identity Proof

Aadhaar Card, PAN Card, or Voter ID card of the proposer and life assured.

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2. Address Proof

Aadhaar Card, Ration Card, Electricity Bill, or Land Patta (Bhulekh).

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3. Passport Photos

2 recent color passport size photographs (instant photo printing available at center).

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4. Bank Details

Bank passbook front page copy or cancelled cheque for direct NEFT maturity linking.

FREE LIC CONSULTATION

Get Your Custom LIC Policy Quotation

Fill out the simple form below. Advisor Sri Bhikari Charan Jena will prepare a customized premium illustration for your family.

πŸ”’ 100% Free Consultation. No obligation to purchase.
βœ… Dhanyabad! Your LIC consultation request has been prepared. If your email or WhatsApp app didn't open automatically, call Sri Bhikari Charan Jena at +91 832 779 3623.
LIC QUESTIONS & CLARIFICATIONS

Frequently Asked Questions about LIC

Clear answers regarding policy surrender, maturity, loan, and grace periods.

What happens if I miss my LIC premium due date?
LIC provides a 30-day grace period for yearly, half-yearly, and quarterly modes (15 days for monthly mode). If your policy has lapsed beyond the grace period, visit our center to calculate the exact revival amount with minimal interest.
Can I take a low-interest loan against my existing LIC policy?
Yes! Most conventional LIC endowment and money back policies allow you to take a loan at reasonable interest rates once the policy has completed 2 to 3 years and acquired surrender value.
How is LIC different from private insurance companies?
LIC is backed by a 100% Sovereign Guarantee by the Government of India under Section 37 of the LIC Act 1956, ensuring your sum assured and bonus are completely safe and guaranteed.
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